Sean Smith CLU®

Financial Advisor

Sean Smith brings 16 years of dedicated experience as a financial advisor to his role as the Owner of The Retirement Coach, LLC. Sean’s approach to financial advising reflects a deep commitment to providing clear, actionable guidance that prioritizes his clients' unique needs and goals.

Sean specializes in helping individuals navigate the complexities of retirement planning. He focuses on tax-efficient legacy planning by working with clients who have sufficient retirement savings, helping them create a plan that mitigate tax implications and supports the legacy they wish to leave for their beneficiaries. He also focuses on helping to create lifetime income for clients who are concerned about outliving their savings. Sean builds customized retirement income strategies that strive to provide financial confidence and stability throughout their lifetime.

Sean graduated from the University of California, Los Angeles, with a bachelor’s degree and holds the Chartered Life Underwriter (CLU) designation, demonstrating advanced knowledge in wealth transfer, estate planning, and retirement strategies.

Sean launched The Retirement Coach, LLC, after years of honing his expertise in financial advising. As an independent advisor, Sean offers clients tailored solutions without the constraints of proprietary products, seeking unbiased and personalized financial strategies.

Sean lives in Hawaii with his wife, Lauren, and their two children, Hayley (9) and Tyler (6). Family life often revolves around sports, with Hayley active in soccer and softball and Tyler enjoying baseball and soccer. When time allows, Sean loves to play golf and unwind on the course.

Principles

Sean’s guiding principles in financial advising are rooted in independence, diversification, and client-first service:

  • Professional Advice: Sean believes that working with an independent financial advisor seeks to ensure clients receive personalized guidance, free from corporate influence.
  • True Diversification: He advocates for incorporating alternative investments that don’t move with the market to create resilient portfolios.
  • Client-Centered Approach: Every plan Sean develops is built on the unique priorities and goals of his clients, so their financial success aligns with their personal values.